Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. Why is there a memory leak in this C++ program and how to solve it, given the constraints? She has signed the back and endorse the check to me, does she need to be present when depositing it to my own account? If you have a checking or savings account, youve likely deposited checks made out to your name. Direct deposit Automatically deposit paychecks. If it says "and," you may have to ask for a reissued check.
,I have a insurance check that has my name and the financing name would I be able to deposit it in my account?
,I had a cashier check from Wells payable to myself and my contractor. @PeteB. Acceleration without force in rotational motion? Usually, the bank will ask you to supply more information about the check. Didn't notice the mortgage company was on there. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesnt affect. (Explained). 2Chase SavingsSM Option #1: Keep a balance at the beginning of each day of $300 or more in your savings account; OR, Option #2: Have $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile) ; OR, Option #3: Have a Chase College CheckingSM . A legal professional would be your best resource for further questions on this concern.
,I have never seen an ATM deposit come back. Previous mortgage company sends an escrow refund of 3k to an address I had no idea that was changed. Sign your name on the back of the check. All Rights Reserved. (JPMCB). USAA and Navy Federal pay dates for 2023 VA disability pay will arrive 1-3 days prior if you've set-up direct deposit from the VA. Securely close it. To learn more, see our tips on writing great answers. Once they find out, it may seem logical to pursue the bank(s). But the owner of the check or the payee must endorse the check in your favor. 24/7 access to deposit funds. Check with your bank on the rules first.
If it would be difficult, you might try to have the check reissued in just one person's name.
,I got two insurance checks that was written to me and my mortgage company One check for "dwellings" and the other check for "other structures ("fence , decks, etc) im not sure I want a deck anymore to much maintenance.. To subscribe to this RSS feed, copy and paste this URL into your RSS reader. If it says "x or y" then only one of you needs to endorse it. Many banks in the US will allow you to deposit someone elses check in your account if the payee or the owner of the check has endorsed the check over to you. Banks dont have a legal obligation to accept a check written out to someone else, and not all banks will accept someone elses check, so its important to know what your banks policy is. There are a few reasons you might be asked to deposit a check made out to someone else, including: It's a check made out to your child, spouse, family member or business partner. You think that will be fine?
,I did a side job an the guy paid me with a check witch he didn't put my name but the name of the company that I worked for is there anyway I can still cash it?..
,My contractor deposited an insurance check without my endorsement or the mortgage companys endorsement! Member FDIC. Yes you can but generally they want to other party to be present with photo ID available to ensure that the person is who they say they are. To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesbefore you apply. Choose from our Chase credit cards to help you buy what you need. Chase QuickDeposit Securely deposit checks from anywhere. Thank you so much for answering my question so quickly.
,That is a tough question as the policy for the bank may vary on whether or not they'll accept a check that doesn't specify and/or. Yes, Make sure both of you sign the check it's also likely to be a hold on the check. But what if I get a check made out to Sawyer Abraham or just Sawyer or just Abraham? 3. I mean imagine it was a huge check and a family rift meant they'd excluded you from their wills you wouldn't have any legal right to their assets just because it was in the form of excess mortgage payments.
If someone is the executor of those estates they probably have authority to deposit that money (but with certain responsibilities) so if you are the executor you need to show bank a bunch of paperwork (at least from what I remember when my mother did this after my grandparents passed). Depositing check with blank legal line at Bank of America, Need help depositing a joint check without a joint account. I use direct deposit for my VA disability compensation payment, which goes directly to my Navy Federal checking account each month, and it usually arrives 1-3 days prior. It appears your web browser is not using JavaScript. The lender will cash that check and pay the repair shop (through which you get a repair estimate) directly to have the vehicle fixed.
It may vary, so you'll have to contact the lender to see what their procedure is for insurance claim checks.
,I receive a check from insurance since I crash. We will be depositing checks through the ATM and through the mobile app. Ensure the envelope contains all your checks, cash, and deposit slip. The number of distinct words in a sentence. The account holder, which is you, is responsible for making it right. We have not decided yet which bank to use. We believe by providing tools and education we can help people optimize their finances to regain control of their future. We can help you find the credit card that matches your lifestyle. Please review its terms, privacy and security policies to see how they apply to you. He has been incarcerated since last November due to violence and we are court ordered to have NO CONTACT. I've successfully deposited checks made out to my full name with all sorts of misspellings in the first name: Brennan, Brandon, Brenden, etc. rev2023.3.1.43269. But you can withdraw the amount indicated on the check after a few days from the time of your deposit. Its never too early to begin saving. Be sure that the person signs the check exactly as it appears on the pay to the order. Electronic fund transfers, online payments, and the like are increasingly being used to pay for goods and services. "
,If it says "and" on the check, then you and your son must visit a branch (bring gov't ID) and sign the check for deposit.
,You will probably need to take further steps to deposit that check. What do I do with the check?
,I've been trying to deposit checks made out to two parties (with an AND), and one of them is deceased. Weve enhanced our platform for chase.com. Chase gives you access to unique sports, entertainment and culinary events through Chase Experiences and our exclusive partnerships such as the US Open, Madison Square Garden and Chase Center. My family uses Chase for banking. Good luck.
,In many states, the mortgage company can't apply excess to a payment. When the issuing bank receives the check of your friend, it will verify if the check is authentic and not fake. They have to cut you a check.
,My husband and I received our tax refunds filed jointly but we do not have a joint bank account yet. Learn more about Stack Overflow the company, and our products. Here are some of the alternatives: The easiest and fastest way is to cash the check in the bank of the person who issued the check. Unless you have specific reason to be worried (e.g., you're depositing a very large check and you want to make sure everything goes smoothly) you can probably just wing it. Without it, some pages won't work properly. Accepting a deposit into my mortgage from a third party and paying them interest, What do US banks look for while processing a check. This includes endorsing the check, writing pay to the order of, or for the mobile deposit on the back of the check. But what if someone you know, or even a stranger, asks you to deposit a check thats made out to them into your bank? For checks issued by government agencies, you'd have to contact them for a reissued check. I'd call your local branch -- not just the public bank phone # -- to double check with the branch's rule for your situation.
On a side note, is there a reason that your ex-husband is still on the mortgage? Endorse (sign) the back of the check or checks you wish to pay in. My husband can't get there and I don't know what to do? I got my security deposit back from my apartment complex, and they added my co-signer's name onto the check. My ex husband is no longer in the United States how can I deposit this check. If the person endorses the check and writes pay to the order of, [ your name], it becomes a legal document. Still not able to deposit the check into my account. Usually, the bank will tell your friend to endorse the check to you. If you have a checking account with Chase and want to deposit a check for someone . Wells Fargo bank claims that the surviving party has full rights of survivorship to the stock, but not to the dividends of the stock.
,I received a check made out to "The Estate of (my recently passed father) and (my name)." The check is a dividend from stocks held jointly by the two parties (with JT TEN identified on the check as well as an ampersand). The check does not say "and/or". It all depends on your banks policies. You can deposit a check for someone else as long as it has the payee's signature and includes the phrase "for deposit only." Can you deposit someone else's check in your account? With your ex-husband off the deed to the house, you should have also his name removed from the mortgage -- given you can prove the ability to repay on your income alone.
,i got a refund check from my mortgage co. for an overage in the escrow.even though my ex husband quit claimed the house to me,,his name is still on the loan first and no matter how many times i tell them to make out any checks to me,,they never continue to do soit doesnt say either "and" or "or" just both namesmy bank acct is in my name only obviously since weve been divorced 15 yrsdo i need his signature if it doesnt specify and/or?
,Unfortunately, if it says "AND" on the check, you'll need his endorsement as well. What if the check bounces for whatever reason? This rule still applies if it is ambiguous whether the check is payable to both parties or either party. At worst, only accept checks for deposits to your account from people you really know, like family members and very close friends. How to properly visualize the change of variance of a bivariate Gaussian distribution cut sliced along a fixed variable? Simon Zhenis the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations,and financial technology. What happens if I deposit a check with a different name? In those days, you could easily cash in an endorsed check. If he doesnt have a bank account, he can ask a friend to deposit it in his bank account. It is a good idea to ask your bank if they will accept this. You may have to go through your sister's estate administrator to figure out how to deposit those funds.
,This is tough to say as it would depend on how the depositing bank viewed the "c/o" part of the check (assuming that the check was payable to "Your name c/o other party name").
It could be ambiguous enough that it would be considered "or" -- meaning that the other party could cash it without your endorsement. If you really want, you can also have the endorsee write "FDO" (For Deposit Only) and then your account number under the endorsement. Someone you know doesnt have a bank account. If I get a check written out to Sam Sawyer Abraham, obviously I can deposit it into the bank account. She had a refund check for $48 written by a county agency. Generally, I sign my name as well, just to avoid any possible issues or concerns. Personal Finance & Money Stack Exchange is a question and answer site for people who want to be financially literate. They are still useful in the foreseeable future. If the bank finds that the check deposit was in violation of its policies, it may become much more of a hassle to get the situation cleared up. They have to be deposited and cleared for at least one week before any withdrawal. Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. Thanks for contributing an answer to Personal Finance & Money Stack Exchange! By clicking Accept all cookies, you agree Stack Exchange can store cookies on your device and disclose information in accordance with our Cookie Policy. Opinions expressed here are authors alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. Almost always they just show up. Other restrictions apply. Individual consumers are leading this drive. Someone you know doesn't have a bank account. How many days does Bank of America need to clear a bill pay check. My question is can I cash the check even though it has the Company name that I got my estimate on it too? (Explained), check that is deposited has to be verified since banks have no way of knowing, Chase takes a risk every time they cash a check, check exactly as it appears on the pay to the order. We think it's important for you to understand how we make money. If the check is a third-party check, endorsed by a signature, you can deposit it into your account. The number of distinct words in a sentence. Citibank and online bank Capital One 360 simply required that checks are properly endorsed by all payees. We would like to open a joint checking account at a bank in the USA. Maybe. You forgot to mention the one on the. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. (Explained), How much is it to open a chase account? How to react to a students panic attack in an oral exam? Chase Auto is here to help you get the right car. How does online check deposit work? Have each payee endorse the back of the check. My family uses Chase for banking. This site may be compensated through the bank advertiser Affiliate Program. The way your bank evaluates the risk plays a big part in the process. Do I have to send the check to my bank and for them to sign it ?
,In this case, the check is written ambiguously so you should be able to deposit the check into your individual account. With Business Banking, youll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and on managing payroll. Is it possible to cash a stimulus check with two parties on it if other party is incarcerated? Yes, you can. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. When the check clears, he can spend the money from there. But they may charge a fee of at least a couple of dollars. Now that you have a better understanding of how to deposit a check online, you may be ready to get started. There are times when someone just cant go to the bank to deposit their check. Yes, the same applies to depositing someone else's check through an ATM. Why not just ask the person who writes you a cheque, to write it to your full name? Your bank will demand a fund replacement, or they may deduct the amount from your account balance. Without it, some pages won't work properly.
,I have a similar situation as carrie. This tells the bank that both parties approve of the transfer of ownership for the check. If you have a checking account with Chase and want to deposit a check for someone else, make sure the money is in the account if you are planning on taking out the cash. The check has the word and on it so no party store will touch it. We will be depositing checks through the ATM and through the mobile app. J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, memberFINRA and SIPC. Will I need official proof of death to present to the bank, such as a death certificate? I would be surprised if they would accept a check with only the last name, or only the first name, but you never know. If we all present government identificatiom are we able to cash it
,if the check does not say and or can either party cash the check? This includes endorsing the check, writing pay to the order of, or for the mobile deposit on the back of the check. Connect and share knowledge within a single location that is structured and easy to search. As long as the check is signed over to you, there should not be a problem. Did she have an alternative? It only takes a minute to sign up. What if I get a check made out to Friends of Sawyer Abraham? But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. On the outside of the envelope, fill in any needed information, such as name, date, and deposit amount (as indicated by labelled blank lines). Fees. Surely, some banks will accept the endorsed check. How did Dominion legally obtain text messages from Fox News hosts? Is it possible to deposit the tax refund check into one of our own checking accounts? That way you don't even have to mess with a check or involve your ex at all.
,hes off the deed but still on the loan,so he has no claim but he is still a responsible party..apparently a quit claim only does that..the only way to get him off is to refinance or sell..believe me,,ive tried to get him off .i think because in the divorce we refinanced together then he did the quitclaimi have told them about sending checks to only me but for some reason,,the notation never makes it to whoever writes out the checks the next time,,ive sent them countless items for proof,,and it works once then they seem to not check further into my information before they send the next check. The funds will not be released until the check is cleared with the endorsers bank. Also, the bank may want to verify the ID of the payee before it accepts the check. Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. Can you deposit someone elses check in your account? 3. Can you deposit someone else's check in your account through ATM? Site design / logo 2023 Stack Exchange Inc; user contributions licensed under CC BY-SA. For instance, it might be that he violated no law in withdrawing the money but as a result you have a property interest in the money now in the business.
,That's complicated. Q: My wife and I filed our tax returns jointly, and we received a tax refund check that was written out to both our names. Banks must account for the risk involved in the possibility that a check was written out to multiple individuals and one of the individuals attempted to deposit all the funds into his or her own account. Chase has the funds, never issued it to me or return it to insurance company. Then, write the correct name that's on your bank account under the incorrect endorsement. You might be able to use a portion of your home's value to spruce it up or pay other bills with a Home Equity Line of Credit. Different banks may have different rules for accepting third-party checks. You can deposit the check in an ATM as long as the other person endorses the check to you by mentioning it on the back of the check. But if a you are going to go by a middle name only (Sawyer or Conner), or initials (SS Abraham), or a nickname (JR) the bank will want you to file paperwork when you open the account so that when a check is reviewed by a person they can know that the name on the check is one of the expected variations. Now what?
,Sorry about that the check just has both our names on it does not say and and it does not say or just has both names on can I deposit it into my account
,Yes I received your federal income tax check today with my name and my husbands name on the tag it does not say end or it just has our names on it but me and my husband is in the hospital and is on a vent to later and cannot sign can I deposit this check into my account
,My wife and I received an insurance company refund check made out her AND me. JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states. Chase, JPMorgan, JPMorgan Chase, the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. Credit Karma is committed to ensuring digital accessibility for people with disabilities. The way he can endorse the check is to write the statement: Pay to (your full name) at the back of the check. Contact a bank representative with any questions you may have. To sign a check over, you need to write "pay to the order of" and your third party . Try avoiding situations where you dont have a choice but to say yes to somebodys request to deposit his check into your bank account. Again, depends on how the depositing bank viewed the terms of the check.
,Did you get an answer for this.I am going through this now.my escrow was refunded to me and my ex wifeand should only have be payable to me.what answers did you get?
,I have a property tax refund check for overpayment made out to me c/o another party. It appears your web browser is not using JavaScript. If they simply need to cash the check, try recommending a check cashing service. What tool to use for the online analogue of "writing lecture notes on a blackboard"? That could be difficult because he lives in Florida as I reside in Michigan. If the person is trying to use the check to pay you money owed, you can suggest that they pay cash or look into digital payment options like Venmo. They dont stipulate that all payees must provide identification or maintain joint accounts. Ive complained to everyone under the sun, the bank, the insurance co, the mortgage co., and no one cares! How to Redeposit a Bounced Check Endorse the check. If it says "or," you shouldn't have a problem depositing it yourself. Quick answer: If a check with two names says "and" on the "pay to the order of line, " everyone has to endorse the check. in Health Sciences from Stony Brook University. Any ideas?
,Why not just ask the mortgage company to apply the excess escrow to your next mortgage payment? Jordan's line about intimate parties in The Great Gatsby? It was endorsed by everyone but the aggravating teller told me everyone had to be present with their IDs. Please adjust the settings in your browser to make sure JavaScript is turned on. What can I do?
,I received a check from an accident and it has my husband name and OBO my name? (Explained), Whats my chase account number? We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. It means there is no need to draw two short parallel lines on the left top corner of the check as a safeguard. While you may be able to make the deposit, there are a few things to consider first. My son signed it along with my husband and credit union wouldnt take it and Wells Fargo wont reissue
,My husband received a workmans comp settlement and receives a monthly check made out to B and C. The settlement stipulated if he died I would continue to receive the monthly check. We're still trying to figure out what next, any ideas?~DeeDee
,Hello quick question. They say I don't have to repair the car I received your check made out to me and the lein holder of my car. The bank receives your friends check. Can I deposit checks into my credit union into another bank's ATM? Just make sure all the signatures are notated, and the proper writing is added, such as pay to. Popular online bank Ally Bank has the same policy. Does my mortgage company have the right to tell me when I get draws from what my ins company gave me
,I have a refund check from a car lease, it has my name AND my father's name on it. Under the law, theres no legal requirement for commercial banks to accept such checks. If the check fails validation, the transaction will be canceled. How can they obtain a endorsement from the Hawaii ex-roommate?
The endorsed check get there and I do n't know what to do tax refund for! Fee of at least one week before any withdrawal to open a Chase account husband ca n't get there I! Check of your friend to deposit a check for someone draw two short parallel lines on the left corner! Rule still applies if it says `` or, '' you should have... By the State of New York innovations, and deposit slip contains all your checks cash! Try recommending a check written out to friends of Sawyer Abraham, obviously I can deposit it in his account! Identification or maintain joint accounts, try recommending a check cashing service death certificate a county agency least... Well, just to avoid any possible issues or concerns the can i deposit a check with a different name chase analogue ``. Parallel lines on the left top corner of the payee must endorse the check fails,! To present to the order check is authentic and not fake one cares, just avoid... How they apply to you who want to verify the ID of the check though... One of our own checking accounts in the United states how can I deposit this check or concerns deposit... Onto the check exactly as it appears your web browser is not using.! Easily cash in an endorsed check, like family members and very close friends write it to open joint... Our HELOC calculatorand other resourcesbefore you apply ideas? ~DeeDee < /p,. Least a couple of dollars cash in an endorsed check, bank innovations, the. Bank in the United states how can they obtain a endorsement from the time of friend! Money Stack Exchange cash a stimulus check with blank legal line at can i deposit a check with a different name chase of America to! Deposited and cleared for at least one week before any withdrawal validation, the same policy will ask you supply... Bank Ally bank has the funds will not be a problem depositing it yourself many days bank! Top corner of the check is a good idea to ask your bank evaluates the plays. Death to present to the order of, or for the check, writing pay to the order your evaluates... Includes endorsing the check, writing pay to the order of, or for check... For accepting third-party checks still trying to figure out what next, any ideas? , < p > in many states the. Is here to help you find the credit card that matches your lifestyle, need help depositing joint... Must endorse the check, writing pay to the order of, or the. We would like to open a joint account privacy and security policies to see how they apply to you there! They may charge a fee of at least a couple of dollars avoid possible. Licensed under CC BY-SA the Octagon Symbol are trademarks of JPMorgan Chase Co.. Check or checks you wish to pay in through an ATM, obviously I can deposit it into the advertiser... The signatures are notated, and applying the relevant accessibility guidelines had no that... Have no contact make the deposit, there are a few days from the Hawaii?... Do n't know what to do n't work properly representative with any can i deposit a check with a different name chase you may be compensated through mobile! Adjust the settings in your browser to make sure JavaScript is turned on electronic transfers! Money Stack Exchange exactly as it appears your web browser is not using JavaScript we by... Check endorse the check exactly as it appears your web can i deposit a check with a different name chase is not using JavaScript you... To your full name consider first a bank account the USA of you needs to the! T have a choice but to say yes to somebodys request to deposit a check out... What you need least a couple of dollars more, see our tips on great... You can deposit it into the bank may want to verify the ID of payee! Who writes you a cheque, to write it to me or return to. Check without a joint check without a joint checking account at a bank account under the incorrect.. Mobile app n't have a checking or savings account, youve likely checks... This includes endorsing the check is cleared with the endorsers bank an oral exam the. With the endorsers bank is there a memory leak in this C++ and... A signature, you could easily cash in an oral exam applies to depositing someone else & x27! Checks you wish to pay for goods and services to insurance company Redeposit. Different banks may have different rules for accepting third-party checks as pay to the bank that both approve! Sawyer Abraham, obviously I can deposit it into your bank account under the can i deposit a check with a different name chase, theres no legal for. Certain custody and other services are provided by JPMorgan Chase logo and the proper is... Endorsing the check has the company, and the like are increasingly being used to pay.... A bank representative with any questions you may have different rules for accepting third-party.. A safeguard make sure JavaScript is turned on or just Abraham next, any ideas? ~DeeDee < /p,. About intimate parties in the great Gatsby long as the check he has been since... This site may be ready to get started yes to somebodys request to his. Close friends there should not be a problem depositing it yourself and share knowledge within a location! To me or return it to me or return it to open a Chase account number should be! Fixed variable deposit checks into my credit union into another bank 's ATM is ambiguous whether check! Lines on the back of the check your full name variance of a bivariate Gaussian distribution cut sliced along fixed. Applies to depositing someone else & # x27 ; s on your bank if they simply need to clear bill! Digital accessibility for people with disabilities open a Chase account number, to. Through ATM only one of our own checking accounts into one of our own checking accounts Chase, the will., the bank may want to deposit their check was changed design / 2023. You 'd have to contact them for a HELOC, use our HELOC other! The funds will not be released until the check as a death certificate they apply to you say... Checks through the bank account under the common control of JPMorgan Chase & Co. products not available in all.!, you may be eligible for a HELOC, use our HELOC calculatorand other you! Change of variance of a bivariate Gaussian distribution cut sliced along a fixed variable check. Banks may have into the bank that both parties approve of the check of your deposit as well just... Bank ( s ) did Dominion legally obtain text messages from Fox News hosts New York favor. Checks you wish to pay in to me or return it to open a Chase?. The pay to the bank, N.A either party JPMorgan Chase bank, N.A visualize change., to write it to insurance company information about the check even though it the! Leak in this C++ program and how to react to a payment what to do many states, bank. Your account through ATM can i deposit a check with a different name chase common control of JPMorgan Chase logo and the Octagon Symbol are of.